Loans for the digital and green transformation of businesses

Key information:

• Loans for digital and green transformation provide practical support for companies looking to grow modernly and operate more efficiently.
• The program allows financing of investments related to digitalization and environmentally friendly solutions.
• It is possible to combine both areas in one project, which opens up greater development opportunities.
• Financing is available for businesses from all over Poland, mainly from the SME sector.
• Applications can be submitted from Q3 2026 until the end of 2028 through financial institutions cooperating with the Polish Agency for Enterprise Development.
• A well-prepared project and a well-thought-out development concept are of great importance.

Details below!

What are loans for the digital and green transformation of businesses?

Loans for digital transformation and green is an element of actions supported by the European Union, which aim to help companies adapt to the changing market reality.

Today, business development increasingly means not only increase in sales, but also investing in technology and reducing environmental impact. This program addresses these two areas.

On the one hand, a company can be developed through digitalization, automating activities and making better use of data, and on the other hand, implement solutions that limit resource consumption and align with the principles of a circular economy.

As part of the program, it is possible Obtaining a loan from PLN 2,500,000 to PLN 15,000,000, at preferential interest rates on level 0.5% on an annual basis. Funding is provided for a period of up to 15 years, while the grace period for principal repayment can be Up to 24 months.

Who can apply for a loan and what are the requirements?

Entrepreneurs from all over Poland who want to genuinely develop their business, both technologically and operationally, can benefit from the program.

Loans will be provided by institutions selected by Polish Agency for Enterprise Development, The application process itself is based on evaluating the quality of the project and its potential.

It is important that:

• Have a clearly defined investment objective,
• show how the project will impact the company's growth,
• prepare documentation appropriately,
• demonstrate the business viability of the investment.

Success in the program is primarily determined by the quality of the prepared project and its consistency with the company's development plan.

Recruitment deadlines and how to apply?

Applications for funding will be handled by selected financial institutions, which will be designated by the Polish Agency for Enterprise Development.

The process of selecting Funding Partners will begin on March 31, 2026. Loan applications are planned to be accepted from the third quarter of 2026 and will continue until the fourth quarter of 2028.

The application process includes selecting a suitable partner, preparing documentation, and submitting the application. The project is then subject to an evaluation, in which its feasibility and development potential are analyzed.

What can you use a loan for?

The scope of financing is broad, which allows for great flexibility in investment planning.

In practice, this means the ability to:

• implementation of digital systems and tools,
• automation and process improvement,
• production modernization,
• reducing energy and raw material consumption,
• input more sustainable operating models.

A major advantage of the program is the ability to combine digital and ecological actions in a single project, which allows for the development of a modern and competitive enterprise.

Use transformation as a catalyst for growth!

Digital and green transformation are not just trends today, but a real direction for company development. Companies that invest in new technologies and efficiency grow faster and perform better in the market.

The available financial support makes it possible to implement changes that would be difficult to achieve under other circumstances. A well-planned investment can become a turning point in the company's development and open up new opportunities for action. Do you need a tailored strategy for the development of your business? Schedule a free consultation, to learn how we can help your business.